Complete Guide to Land + Home Packages
If you’re researching manufactured or modular homes, you’ve probably come across the term “land-home package”. It’s one of the most convenient and cost-effective ways to buy a new home, especially for buyers who want a simple, streamlined path to homeownership!
In this guide, we’ll break down what a land-home package is, how it works, and why so many homebuyers choose this option when purchasing a manufactured home.
What’s Included in a Land-Home Package?
While every lender and builder may offer slightly different options, a typical land-home package can include:
1. The Home
Your manufactured, modular, or tiny home, fully customized with your preferred floor plan, features, and upgrades!
2. The Land
Either land for sale through the dealer, or land you choose independently. We have a large list of land options ranging from acreage to lots in manufactured home communities!
3. Site Preparation
This may include:
-
Land clearing
-
Driveways
-
Septic systems
-
Water and electric hookups
4. Home Installation
Includes delivery, setup, leveling, and tie-downs.
6. Additional Improvements
Depending on your lender or builder, you can sometimes add: Garages or carports
-
Porches or decks
-
Fencing
-
Landscaping
-
Skirting
All of these costs can be rolled into a single mortgage, making budgeting easier and keeping monthly payments predictable!
How Financing Works for a Land-Home Package
One of the biggest advantages of a land-home package is the financing flexibility. These packages often qualify for traditional mortgage programs, including:
-
FHA loans
-
VA loans
-
USDA loans (in eligible rural areas)
-
Conventional mortgages
Top Benefits of Choosing a Land-Home Package
Here’s why so many buyers prefer land-home packages:
✔ One Easy Loan
No juggling separate financing for land and housing.
✔ Lower Upfront Costs
Many site improvements and setup fees get rolled into your mortgage.
✔ Equity From Day One
The value of the land + home boosts your long-term investment.
✔ More Customization Options
It’s easier to add porches, garages, and upgrades when everything is financed together.
✔ Smoother Buying Experience
Your dealership helps coordinate land, construction, permits, and utilities.
Ready to get started?
If a land home package sounds like the right choice for you and your family, then contact us! Our expert team of housing professionals is ready to assist you!